My agent suggested switching term every couple of years to take advantage of a company’s promotional rates. What are some of the things I should consider?

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As mentioned above, you might be able to find rates today that are low enough to justify replacing a term policy you bought. However, if you try to do this repeatedly, you will soon find that the effect of increasing age begins to offset any competitive savings.

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I have heard that life insurance premiums for women are lower than the life insurance premiums for men? Is this true? And what is the reason for this?

What happens if my outstanding loans plus interest due exceed the policy loan value on my policy?

I got a loan from my insurance policy, But never paid back the interest. What will happen?

I was treated for cancer about 8 years ago and the physicans have said that I was completely cured. Can I be turned down for coverage?

Are the values of my life insurance policy exempt from the claims of creditors or from bankruptcy proceedings?

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