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What is whole life insurance? User Rating: / 1 PoorBest  It is a popular type of cash value insurance that builds up cash value and continues coverage until age 90 or 100.   Also See: Other articles in Life Insurance FAQs I have heard that life insurance premiums for women are lower than the life insurance premiums for men? Is this true? And what is the reason for this? What happens if my outstanding loans plus interest due exceed the policy loan value on my policy? I got a loan from my insurance policy, But never paid back the interest. What will happen? I was treated for cancer about 8 years ago and the physicans have said that I was completely cured. Can I be turned down for coverage? Are the values of my life insurance policy exempt from the claims of creditors or from bankruptcy proceedings? - Entire Category -