Category: Insurance

5 Tips for Finding The Best Rated Life Insurance Companies

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Searching for a good, reliable insurer is crucial. The financial future of your family is at stake and you should not risk applying for a company if you are not convinced it is trustworthy.  Make a wise investment.  In the following blog post we will present you 5 tips for finding the best rated life insurance companies: Check their Facebook, Twitter, LinkedIn or other media or professional profiles. All good companies want to stay in

Posted in General, Insurance

Life Insurance for Seniors – How to Find Online Life Insurance Quotes

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No matter that you are old you still deserve the same degree of protection. Although you may think that all insurance companies accept seniors, this is far from the truth. Insurers have specific guidelines and directives in dealing with senior citizens. If you have more than a certain age, you will be rejected for standard policies. Applying for no exam policies is not the greatest solution, but it can be the only one.  We will

Posted in Finance, Insurance

No Medical Exam Life Insurance – How to Find Coverage For Former Cancer Patients!

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Finding no medical exam life insurance as a former cancer patient is not easy, but is not impossible. You can find life coverage as some plans provide guaranteed acceptability. However, you will have to meet certain standards. Agencies use a process called underwriting to determine if an applicant is eligible for coverage. As a former cancer patient, meeting the eligibility standards is your greatest challenge. I can say right from the start, that you will

Posted in Cancer, Finance, Health and Fitness, Insurance

Should You Buy Life Insurance When Young?

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When we are young we usually tend to neglect the possibility of getting sick or even dying. Thinking at life insurance at the age of 25 or 30 might seem inopportune and a bit crazy. But you should never do this mistake and ignore the advantages of signing for life insurance when you are young. You should buy life insurance when young because you will find life insurance faster and cheaper. If you keep delaying,

Posted in Finance, Insurance

3 Steps to Follow for Comparing No Medical Exam Life Insurance Quotes

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Comparing prices is the key for any successful buy. Why satisfy with a regular deal, when you can have one cheaper, but with the same advantages. We present you 3 steps to follow for comparing no medical exam life insurance quotes. 1)     Check if the quotes respect your selections. Your selections include a specific amount of coverage and a specific length of the policy (in case that you seek quotes for term life insurance).  In

Posted in Insurance

What To Do If You Need Life Insurance Fast?

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Timing is essential for many situations in life. If you delay something too much, you will not be able to do it. And surely, missing a good opportunity will bring many regrets in the future.  This is why so many commercials and billboards recommend you to buy life insurance at a proper age, around 30 or 40 years old. If you pass the optimal age, you will find it more difficult to obtain life insurance.

Posted in Insurance

Is No Medical Exam Life Insurance The Best Policy For Seniors?

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Seniors have a fragile health and a simple injury or a disease can degenerate into something far worse. Clearly, talking about unpleasant event is sometimes a taboo topic, but nevertheless, we must all prepare for worse. If you understand that, you understand the purpose of life insurance. It is simple and obvious: to make sure that if you die or get hospitalized, your family will have enough funds to pay for all expenses. Age is

Posted in Insurance

No Medical Exam Insurance For Tobacco Smokers!

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Tobacco smokers can find accessible life coverage by applying for a no medical exam life insurance policy. Smoking will always increase your life insurance rates and it makes it very hard to find a cheap plan. Furthermore, if your health has been severely affected as a result of your habit, agencies may refuse to cover you. You can get no medical exam life insurance, but it is important to search for no medical life insurance

Posted in Health and Fitness, Insurance

Do Divorced Couples Need A Life Insurance Policy?

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A divorce is a difficult period for every couple. Many readjustments are required and important decisions have to be made. Among the things that need to be settled, the life insurance policy may pop up. Do divorced couples still need a life insurance policy? What happens to life coverage during divorce proceedings? Read on and find out! Think of the children! Divorced couples should still keep their life insurance policies active for the sake of

Posted in Finance, Insurance

The advantages of comparing online quotes

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Buying life insurance can be a fairly time consuming activity if you don’t know where and what to look for. It’s a vast topic which can be fully grasped only with the help of a licensed insurance agent. However, nothing should stop you from conducting your own, personal research. Knowing your insurance ABC can prove to be very handy in a variety of situations, but the most important advantage consists of protecting yourself against insurance

Posted in Insurance

Do you want a stress-free retirement? Buy life insurance!

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Life insurance is an investment made by the living for the living. By purchasing insurance, you make sure that your loved ones will be financially stable and taken care of in case something happens to you. Lack of cautiousness can prove to be catastrophic in such situations. Thus, insurance helps you sleep better at night. It makes you feel like you are doing something for your family every second of every day. Last, but not

Posted in Insurance

Dangers related to smoking and the importance of life insurance!

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Smoking kills. You know it, I know it and everyone else knows it. But that does not stop youngsters from taking up such a horrible habit, nor does it affect veteran smokers who cough their lungs out every morning. I smoked for about 5 years and found it incredibly hard to quit. But I did so, and now my life improved dramatically. Nonetheless, my mission is not to convince you to quit smoking. That is

Posted in Health and Fitness, Insurance

Why it is important to compare online insurance quotes?

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Taking out a life insurance represents a big step for anyone, so anyone must take this decision with maximum care. Life insurances can provide the desired financial support for you and your dependents only if you know how to choose. With so many companies around that provide similar services it is important to know how to shop smart and obtain the best deal. This is a major investment for some years to come and a

Posted in Insurance

Outlook on life insurance premiums

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When searching for an efficient life insurance policy, the first thing that comes to mind is that you want it cheap. The amount you pay for such a tool is calculated in something called „insurance premiums”, commonly known as rates, and the main job of the insurance agent is to find good coverage for you, his client, at low rates. Most insurance companies advertise their products on the grounds of small premiums, but few manage

Posted in Finance, Insurance

What to do if the insurance agency refuses to pay

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About 14% of the complaints received by the National Association of Insurance Commissioners (NAIC) are for denial of a claim by the insurance agency. This makes it the second most filed complaint. Not surprisingly auto and accident insurance get the majority of complaints, followed by auto and life annuities. Usually insurance types that deal with accident coverage are the trickiest to handle as the companies will try to delay or refuse payment. Agencies need time

Posted in Insurance

Why You Need Insurance

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Insurance ought to be in the priority list of most individuals  Why? Because most people are providers: they provide for their families, for their loved ones, for their significant others etc., and in case the unfortunate happens, suddenly, they stop providing. A mother not being able to engage into her daily activities of nurturing the children and preparing a good meal will, at some point, be noticeable and the well being of the household will slowly start to decrease. A young man

Posted in Finance, Insurance